How Do I Get a Credit Card With Really Bad Credit

Posted January 29th, 2012.

If you have a really bad credit score then there is no point in going about looking into traditional credit cards. You’ll be offered really high interest rates, and turned down most of the time, anyhow. And all of those rejections will show up as recent applications on your credit report, which isn’t doing you any favors, either. Instead, you should look into getting a secured credit card. This gives you an opportunity to work on rebuilding your credit history to try and build yourself up into a higher credit score range. A good secured card deal should allow you to switch to an unsecured offer after about a year of on time payments.